Sarah Hoy
Owner, Clear Path Insurance Solutions LLC.
Hi, I’m Sarah — the owner of Clear Path Insurance Solutions.
I’m an independent licensed agent serving clients in Iowa and surrounding states.
I specialize in making Medicare, health insurance, and life insurance simple, clear, and stress-free.
I started Clear Path because I kept seeing people confused, overwhelmed, and left on their own with stacks of mail, high bills, or plans they didn’t understand.
I wanted to bring honesty, clarity, and real support back into insurance — where people have an actual human being they trust and can message anytime.
That’s what Clear Path is all about:
**a calm, simple, easy-to-understand path through something that often feels stressful.**
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What I Do :
I help with:
• Medicare Advantage
• Medicare Supplement (Medigap)
• Prescription Drug Plans (Part D)
• Turning 65 guidance
• ACA Marketplace plans
• Self-employed health insurance
• Final expense & life insurance
• Annual reviews
• Doctor & medication matching
• Billing & claims questions
• Enrollment support
• Year-round client service
My job is to make sure your doctors are covered, your medications are affordable, and your plan fits your life and budget — without confusion, pressure, or surprises.
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My Approach :
What makes Clear Path different is simple:
✔ I explain everything clearly
✔ I check your doctors and meds carefully
✔ I compare all major carriers for you
✔ I help year-round — not just at enrollment
✔ My services are always free
✔ I treat every client like family
I’m never here to push a certain company or plan.
I work for YOU — not the insurance carriers.
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A Little About Me:
I’m a mom, a wife, and a small-business owner.
I run my insurance agency out of my home office and salon suite — and I love getting to help people who are part of my life and my community.
I believe insurance shouldn’t be overwhelming.
You deserve someone who listens, explains things in plain language, and actually cares.
That’s what you get with me.
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Let’s Work Together
Whether you’re turning 65, retiring, self-employed, needing a review, or just needing someone who will actually call you back — I’m here.
Message me anytime.
You’ll always get honest guidance, clear explanations, and a straight-forward path that makes sense.
🌿 Clear Path Insurance Solutions LLC.
“Helping you find the easiest path.”
Fill out the form with any questions you have about finding the coverage that's right for you!
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
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